Investment Products

A wide variety of investment products exist to help you achieve your financial goals. Learn about many investment products in the menu on the left.

Some examples of investment products are:

Every investment product has its own set of features. The products that are right for you depend in part on your specific goals, investing timeframe, and risk tolerance.

When deciding what to invest in, you may want to consider:

  • Risk and Return. Risk means how safe your money will be, and return is how fast your money will grow. All investments involve risk. You can lose some or all of your money in any investment. Typically a greater potential for profit (return) comes with a greater chance of losing money (risk).
  • Fees. Know how much it costs to invest. As with anything you buy, there are fees and costs associated with investment products and services. These fees may seem small, but over time they can have a major impact on your investment portfolio.
  • Diversification. You can try and lower the risk of losing your money through diversification—spreading your money among different investments that have different risk and return characteristics.
  • Liquidity. Know how liquid the investment is, or how easy it is to buy and sell the investment. Liquid investments can be sold readily and without paying a hefty fee to get money when it is needed.
  • Fraud. Recognize the red flags of investment fraud and how to protect your money.