In an attempt to attract purchasers, some insurance companies offer variable annuity contracts with "bonus credits." A bonus credit is the extra amount an insurance company agrees to add to the value of your contract-usually a specified percentage (typically ranging from 1% to 5%) of the payments you make during a certain time period. While bonus credits sound like free money, variable annuities with bonus credits may have higher expenses that offset any gain.
What Are Bonds?
A bond is a debt security, like an IOU. Learn about the benefits and risks of investing in bonds or bond funds.
New Resources for Older Investors
Never stop learning when it comes to investing for your future and protecting your hard-earned money. Check out our new content and videos today!
How to Open a Brokerage Account
Read our Investor Bulletin to learn what to expect when opening a brokerage account.