How to Read a 10-K/10-Q

Jan 25, 2021
If you want to follow or invest in a U.S. public company, you can find a wealth of information in the company’s annual report on Form 10-K. Among other things, the 10-K offers a detailed picture of a company’s business, the risks it faces, and the operating and financial results for the fiscal year. Company management also discusses its perspective on the business results and what is driving them.
Category

Investor Bulletin: Investing Throughout and Beyond Your Military Service

Jan 15, 2021
Whether you separate after only a few years or retire with 20 plus, know the steps you can take to continue to build wealth throughout and after your military career.  Learn more at Investor.gov/military and DoD’s Financial Readiness website.
Category

Margin Rules for Day Trading

Jan 8, 2021
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors regarding the margin rules that apply to day trading in a Regulation T margin account and to respond to a number of frequently asked questions we have received.
Category

Investment Scam Complaints on the Rise – Investor Alert

Dec 14, 2020
The SEC has recently experienced a significant uptick in tips, complaints, and referrals involving investment scams. The SEC’s Office of Investor Education and Advocacy urges investors to be on high alert in order to protect themselves and others from becoming victims of investment fraud. Fraudsters use times of uncertainty and change, such as the current COVID-19 pandemic, to lure victims into investment scams. Below are tips to help you recognize and avoid frauds like Ponzi schemes, fake CD scams, bogus stock promotions, and community-based financial scams.
Category

What You Need to Know About SPACs – Investor Bulletin

Dec 10, 2020
The SEC’s Office of Investor Education and Advocacy (OIEA) wants to educate investors about investing in SPACs. You may have heard the term SPAC recently referred to in the financial or other news. 
Category

Fractional Share Investing – Buying a Slice Instead of the Whole Share

Nov 9, 2020
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors about investing in fractional shares. What are Fractional Shares? A fractional share is when you own less than one full share of a stock or other security.
CategoryTrading and Markets

Tips for World Investor Week 2020: Investor Bulletin

Oct 5, 2020
The SEC’s Office of Investor Education and Advocacy, the Commodity Futures Trading Commission (CFTC), the Financial Industry Regulatory Authority (FINRA), the National Futures Association (NFA), and the North American Securities Administrators Association (NASAA) are issuing this Investor Bulletin to highlight key messages from World Investor Week 2020, a global campaign to raise awareness about the importance of investor education and protection.  From October 5-11, 2020, investors, investment professionals, teachers, parents, researchers, and others are encouraged to make a special ef
Category

Investment Scams May Seek to Exploit Natural Disasters – Investor Alert

Sep 29, 2020
After a natural disaster strikes, fraudsters may try to take advantage of individuals who want to help fund recovery efforts or who receive lump sum insurance payouts. Fraudsters may use recent natural disasters, including Hurricane Laura, Hurricane Sally, and the wildfires on the West Coast, to lure victims into investment scams. These scams can take many forms.   
CategoryEnforcement

Investor Bulletin: Interval Funds

Sep 25, 2020
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors information about interval funds. Interval funds are legally classified as closed-end funds, a type of investment company, but they have some distinctive features that make them different from typical closed-end funds. Some important features of interval funds are:                                                              
CategoryInvestment Management

Investor Bulletin: Publicly Traded Closed-End Funds

Sep 25, 2020
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors information about closed-end funds that are traded on national securities exchanges. It is important to understand them and their risks before investing.  
CategoryInvestment Management

Investor Bulletin: Publicly Traded Business Development Companies (BDCs)

Sep 25, 2020
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors information about business development companies, or BDCs, that are traded on national securities exchanges. It is important to understand them before investing.  
CategoryInvestment Management

FBI and OIEA Warn Public that Fraudsters are Targeting Owners of Timeshares in Mexico

Sep 17, 2020
The FBI Criminal Investigative Division and the Office of Investor Education and Advocacy of the Securities and Exchange Commission (“SEC”) would like to warn consumers of a recent increase in fraudulent schemes targeting owners of timeshare properties in Mexico. These scams typically involve individuals alleging to be representatives of a brokerage firm, travel agency, title company, or escrow agent making unsolicited contact with owners of timeshare properties. 
CategoryEnforcement

How to Use the Investment Professional Search Tool on Investor.gov

Aug 6, 2020
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to show investors how to use Investor.gov’s free and easy search tool to help you check out brokers and investment advisers.  Always research an investment professional—including confirming they are registered and whether they’ve had any disciplinary events—before deciding to work with them. 
Category

Relationship Summaries (Form CRS or Form ADV Part 3): Investor Bulletin

Aug 6, 2020
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors information about the customer or client “relationship summary” (also called Form CRS and Form ADV Part 3) that broker-dealers and investment advisers are required to provide when they offer services to retail investors.
Category

Updated Investor Bulletin: Indexed Annuities

Jul 31, 2020
The SEC's Office of Investor Education and Advocacy is issuing this bulletin to educate investors about indexed annuities. Indexed annuities are complex products. Investors should carefully read the indexed annuity contract, and any prospectus, before deciding whether to buy the annuity.
CategoryInvestment Management

Tips for Teachers: Investing for Retirement -- Investor Bulletin

Jul 28, 2020
As a teacher, you have a number of choices to make when investing for retirement. The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to help teachers make informed investment decisions, including about 403(b) and 457(b) plans -- tax-advantaged retirement savings programs often offered to teachers of public educational institutions.  More information for teachers is available in our A Guide for Teachers: Saving and Investing for K-12 Educators.
Category

Broadly Advertised Investments – Investor Alert

Jul 14, 2020
The SEC’s Office of Investor Education and Advocacy (OIEA) and the Division of Enforcement’s Retail Strategy Task Force urge investors to be mindful when investing in offerings that are broadly advertised.
CategoryCorporation Finance

COVID-19 Related Early Withdrawals from Retirement Accounts—Be Careful of Fraudsters and other Bad Actors Targeting Your Retirement Savings

Jun 3, 2020
The CARES Act of 2020 provides significant relief for businesses and individuals affected by the COVID-19 pandemic. This includes allowing retirement investors affected by the coronavirus to gain access to up to $100,000 of their retirement savings without being subject to early withdrawal penalties and with an expanded window for paying the income tax they owe on the amounts they withdraw. Unfortunately, unscrupulous promoters have used these CARES Act benefits to encourage investors to take money from their 401(k)s or traditional IRAs, not for current emergency financial needs, but to buy…
CategoryEnforcement

Frauds Targeting Main Street Investors -- Investor Alert

Apr 10, 2020
The SEC’s Office of Investor Education and Advocacy (OIEA) and the Division of Enforcement’s Retail Strategy Task Force are issuing this Alert to educate Main Street investors about current investment frauds, including scams related to the Coronavirus (COVID-19) pandemic.
CategoryEnforcement

Investor Bulletin: Please Consider Adding a Trusted Contact to Your Account

Mar 4, 2020
The SEC’s Office of Investor Education and Advocacy and the Financial Industry Regulatory Authority (FINRA) are issuing this Investor Bulletin to urge you to consider adding a “trusted contact person” to your brokerage account.
CategoryTrading and Markets

Look Out for Coronavirus-Related Investment Scams - Investor Alert

Feb 4, 2020
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Alert to warn investors about investment frauds involving claims that a company’s products or services will be used to help stop the coronavirus outbreak.
CategoryEnforcement

Initial Exchange Offerings (IEOs) – Investor Alert

Jan 14, 2020
The SEC’s Office of Investor Education and Advocacy is issuing this alert to urge investors to use caution before investing in so-called “initial exchange offerings” through online trading platforms.
CategoryCorporation Finance

Leveraged Loan Funds – Investor Bulletin

Nov 20, 2019
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors information about funds that invest in leveraged loans. As with any investment, we urge you to make sure you understand these products and their risks before investing.
CategoryInvestment Management

Avoiding Investment Fraud in Your Faith-Based Community – Investor Alert

Nov 1, 2019
The SEC’s Office of Investor Education and Advocacy and the Retail Strategy Task Force are issuing this alert to help investors protect themselves and their communities from fraud targeting members of a shared faith.
CategoryEnforcement

Beware of Spoofed Websites Offering Phony Certificates of Deposit – Investor Alert

Oct 23, 2019
The SEC’s Office of Investor Education and Advocacy (OIEA) is issuing this Investor Alert to warn investors about phony Certificates of Deposit (CDs) promoted through internet advertising and “spoofed” websites – websites that mimic the actual sites of legitimate financial institutions. Investors should be extremely cautious when purchasing CDs from sites found only through internet searches.
CategoryEnforcement