Investor Bulletin: Brokered CDs
Nov 30, 2023
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to inform investors about the potential risks of some certificate of deposit accounts (CDs). When looking for a low-risk investment for their hard-earned cash, many investors turn to CDs. In combination with recent market volatility, advertisements for CDs with attractive yields have generated considerable interest.
Category
Making the Most of Military Benefits and Lump Sum Payments: Investor Bulletin
Nov 6, 2023
Service members or dependents may receive one-time lump sum payments for injuries, loss of life, insurance, or lawsuit proceeds. These payments can replace lost future income, so it’s important to take steps to ensure they provide a long-term benefit for your family, such as by reducing debt or bolstering savings and investments.
CategoryEnforcement
Investor Resilience, Crypto Assets, and Sustainable Finance: World Investor Week 2023 — Investor Bulletin
Sep 29, 2023
The SEC’s Office of Investor Education and Advocacy (OIEA), the Financial Industry Regulatory Authority (FINRA), the Commodity Futures Trading Commission (CFTC), the National Futures Association (NFA), the Securities Investor Protection Corporation (SIPC), and the North American Securities Administrators Association (NASAA) are issuing this Investor Bulletin to provide investors with information about the three themes of World Investor Week 2023, a global campaign promoted by the International Organization of Securiti
CategoryEnforcement
Investment Management
Trading and Markets
Investment Management
Trading and Markets
Updated Investor Bulletin: An Introduction to ABLE Accounts
Sep 15, 2023
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about ABLE accounts.
CategoryInvestment Management
Subscription-based Advisory Fees: Investor Bulletin
Sep 6, 2023
An increasing number of investment advisers are charging clients subscription-based fees, rather than more traditional asset-based fees, for their investment management services. Many of these advisers are robo-advisers who market their services to new investors who may not yet have an investment account or may only have a small amount to invest. The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors, especially new investors, about these types of fees.
CategoryInvestment Management
Updated Investor Bulletin: 10 Questions to Consider Before Opening a 529 Account
Aug 31, 2023
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to answer questions that may arise when investing in a 529 plan account. Please also see our companion Bulletin, An Introduction to 529 Plans, for background information on the plans.
CategoryInvestment Management
Updated Investor Bulletin: An Introduction to 529 Plans
Aug 31, 2023
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to provide investors with background information on 529 plans. Please also see our companion Bulletin for a few questions to consider before opening a 529 plan account.
CategoryInvestment Management
Investor Bulletin: Holding Your Securities
Jul 12, 2023
The SEC’s Office of Investor Education and Advocacy and the Financial Industry Regulatory Authority (FINRA) are issuing this Investor Bulletin to provide information on the ways you might be able to hold your securities.
CategoryTrading and Markets
Investor Bulletin: SIPC Protection (Part 1: SIPC Basics)
Jun 7, 2023
The SEC’s Office of Investor Education and Advocacy and the Securities Investor Protection Corporation (SIPC) are issuing two Investor Bulletins to help educate investors about SIPC protection for brokerage accounts. The first Investor Bulletin (“SIPC Basics”) will provide investors with an overview of how SIPC protection works and what it protects, and the second Investor Bulletin (“Filing a SIPC claim”) will provide investors with an overview for how to file a SIPC claim.
CategoryTrading and Markets
Investor Bulletin: SIPC Protection (Part 2: Filing a SIPC Claim)
Jun 7, 2023
The SEC’s Office of Investor Education and Advocacy and the Securities Investor Protection Corporation (SIPC) are issuing two Investor Bulletins to help educate investors about SIPC protection for brokerage accounts. The first Investor Bulletin (“SIPC Basics”) will provide investors with an overview of how SIPC protection works and what it protects, and the second Investor Bulletin (“Filing a SIPC claim”) will provide investors with an overview for how to file a SIPC claim.
CategoryTrading and Markets
Protect Your Thrift Savings Plan (TSP) Account From Fraud -- Investor Alert
May 15, 2023
The SEC’s Office of Investor Education and Advocacy (OIEA) and Division of Enforcement Retail Strategy Task Force are providing tips for investors in the Thrift Savings Plan to help protect against fraud.
CategoryEnforcement
Exercise Caution with Crypto Asset Securities: Investor Alert
Mar 23, 2023
The SEC’s Office of Investor Education and Advocacy continues to urge investors to be cautious if considering an investment involving crypto asset securities. Investments in crypto asset securities can be exceptionally volatile and speculative, and the platforms where investors buy, sell, borrow, or lend these securities may lack important protections for investors.
CategoryEnforcement
Investor Alert: Self-Directed IRAs and the Risk of Fraud
Feb 7, 2023
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Alert to warn investors of risks associated with self-directed Individual Retirement Accounts (self-directed IRAs).
Self-directed IRAs allow investment in a broader—and potentially riskier—portfolio of assets than other types of IRAs. While a broader set of investment options may have appeal, investors should be mindful that investments in self-directed IRAs raise risks including fraudulent schemes, high fees, and volatile performance.
CategoryEnforcement
Investor Alert: Identity Theft, Data Breaches and Your Investment Accounts
Nov 17, 2022
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Alert to provide investors with important steps to take regarding their investment accounts if they become victims of identity theft or a data breach.
CategoryEnforcement
Trading and Markets
Trading and Markets
Updated Investor Bulletin: Regulation Crowdfunding for Investors
Oct 14, 2022
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about a new investing opportunity in the form of securities-based crowdfunding.
CategoryCorporation Finance
Investor Resilience – World Investor Week 2022: Investor Bulletin
Oct 3, 2022
For World Investor Week 2022, investors, investment professionals, teachers, parents, researchers, and others are encouraged to make a special effort to promote investor resilience and sustainable finance.
CategoryCorporation Finance
Enforcement
Investment Management
Trading and Markets
Enforcement
Investment Management
Trading and Markets
Investor Bulletin: Performance Claims
Sep 15, 2022
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to educate investors about investment performance claims. If you are in the market for an investment, you will likely come across sales and marketing materials that describe an investment’s performance. You should know that performance information can be presented in many different ways. Before making a decision, always make sure you understand how any performance claim is calculated and presented – and whether or not the claim is reliable and applies to your particular circumstances. Here are a few…
CategoryInvestment Management
Trading and Markets
Trading and Markets
Social Media and Investment Fraud – Investor Alert
Aug 29, 2022
Fraudsters often use social media to scam investors. The SEC’s Office of Investor Education and Advocacy encourages you to be skeptical and never make investment decisions based solely on information from social media platforms or apps.
CategoryEnforcement
Tips for Teachers: Investing for Retirement -- Updated Investor Bulletin
Jul 18, 2022
As a teacher, you have a number of choices to make when investing for retirement. The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to help teachers make informed investment decisions, including about 403(b) and 457(b) plans -- tax-advantaged retirement savings programs often offered to teachers of public educational institutions. More information for teachers is available in our A Guide for Teachers: Saving and Investing for K-12 Educators.
CategoryCorporation Finance
Enforcement
Investment Management
Trading and Markets
Enforcement
Investment Management
Trading and Markets
Investor Bulletin – Top 10 Investment Tips for College Students
May 4, 2022
One of the best ways to build wealth is by saving and investing over a long period of time. The earlier you start, the easier it is for your money to grow. Opening your first investment account is a key step in beginning your investment journey. As a college student, you may receive offers to open an investment account. These offers could come from your bank, from someone you or your family know, or even at a campus coffee shop. They also can include incentives, like free stock or cash to invest, as a way to entice you to sign up.
CategoryEnforcement
Trading and Markets
Trading and Markets
Investor Bulletin: Interested in Margin? Understand Interest.
Apr 7, 2022
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to help investors ask informed questions about the interest a brokerage firm charges for margin accounts.
CategoryTrading and Markets
Investor Bulletin: Crypto Asset Interest-bearing Accounts
Feb 14, 2022
The SEC’s Office of Investor Education and Advocacy and the Division of Enforcement’s Retail Strategy Task Force are issuing this Investor Bulletin to educate investors about risks with accounts that pay interest on crypto asset deposits.
CategoryCorporation Finance
Enforcement
Trading and Markets
Enforcement
Trading and Markets
Beware of Communications Falsely Appearing to Come from the SEC – Investor Alert
Nov 19, 2021
The SEC’s Office of Investor Education and Advocacy is issuing this Investor Alert to warn you of communications – including phone calls, voicemails, emails, and letters – that may falsely appear to be from the SEC.
CategoryEnforcement
Key Topics for World Investor Week 2021: Investor Bulletin
Oct 4, 2021
The SEC’s Office of Investor Education and Advocacy, the Commodity Futures Trading Commission (CFTC), the Financial Industry Regulatory Authority (FINRA), the National Futures Association (NFA), and the North American Securities Administrators Association (NASAA) are issuing this Investor Bulletin to highlight some key topics for World Investor Week 2021, a global campaign to raise awareness about the importance of investor education and protection. From October 4-10, 2021, investors, investment professionals, teachers, parents, researchers, and others are enc
CategoryCorporation Finance
Enforcement
Investment Management
Trading and Markets
Enforcement
Investment Management
Trading and Markets
Digital Asset and “Crypto” Investment Scams – Investor Alert
Sep 1, 2021
The SEC’s Office of Investor Education and Advocacy (OIEA) and Division of Enforcement’s Retail Strategy Task Force (RSTF) remind investors to watch out for investment schemes involving digital assets and “Crypto.”
CategoryEnforcement