World Investor Week 2021

World Investor Week is a global campaign promoted by the International Organization of Securities Commissions (IOSCO) to raise awareness about the importance of investor education and protection. During October 4-10, 2021, the Securities and Exchange Commission (national coordinator), Commodity Futures Trading Commission, Financial Industry Regulatory Authority, National Futures Association, North American Securities Administrators Association and supporters are working together with interested government agencies, localities, and organizations to promote World Investor Week 2021 (WIW 2021) and its goals in the United States.

You can test your investing knowledge with our new quiz focused on the key messages and themes from WIW 2021. 

For information about participating in WIW 2021 events and activities, review the information below or contact us at WIW@sec.gov.

MONDAY, OCTOBER 4TH

Term of the Day: Microcap Stock

A microcap stock refers to stock of a smaller company with a market capitalization between 50 and 300 million dollars. Often called “penny stocks," microcap stocks tend to carry more risk for both volatility and manipulation due to limited publicly-available information.

Outreach Events – Monday, 10/4 (on or before)

  • What Does the SEC Do, and How Can it Help Me Invest Wisely and Avoid Fraud?, Osher Lifelong Learning Institute at UNLV, Las Vegas, Nevada (10 am PT) (September 7, 2021)
  • Baltimore Public Libraries – Presentation on Avoiding Scams for Seniors, Baltimore Maryland (September 14, 1-2pm ET)
  • What’s in Your Retirement Wallet, Tripler Army Medical Center, Honolulu, Hawaii (September 15, all day)
  • Washington State University Guest Lectures to Personal Finance Classes, Pullman, Washington (September 15, 2:10-3pm ET; 4:10-5pm ET)
  • Naval Base Point Loma- Briefing on Digital Assets and Investing in the Digital Age, San Diego, California (September 21, 2021)
  • AARP Digital Fraud Fighter Volunteers Monthly Zoom Call featuring AARP’s Jeff Abramo and Lori Schock, the Director of the SEC’s Office of Investor Education and Advocacy (September 22, 3-3:30pm ET)
  • Montgomery College's Lifelong Learning Program: Guest Lecture on Making Smart Investment Decisions, Rockville, MD (September 22, 6:30-9pm ET)
  • Trinity College Guest Lecture to Introduction to Business Class, Washington, DC (September 22, 10:45-11:45am ET)
  • Trinity College Guest Lecture to Management Class (September 22, 1:45-2:45pm ET)
  • Trinity College Guest Lecture to Introduction to Business Class, Washington, DC (September 22, 3:15-4:15 ET)
  • Naval Base Point Loma- Briefing on Digital Assets and Investing in the Digital Age, San Diego, California (September 23, 2021)
  • Veterans Administration Economic Development Initiative, Baltimore Roundtable, Baltimore, Maryland (September 25, 1-4pm ET)
  • Joint Base Anacostia-Bolling Executive Transition Assistance Program Briefing, Washington, DC (September 27, 1-2:30pm ET)
  • Texas Women’s University – Three Campus Invest in Your Future Presentation, Denton, Texas (September 28, 12-1:00pm CDT)
  • Maryland Air National Guard Financial Fair and Financial Readiness Briefing and Wellness Week Table, Warfield Air National Guard Base, Middle River, Maryland (October 2, 9:30am-2:30pm ET)
  • Ft. Belvoir Families First Speakers Series for Special Operations Forces (September 28, 12 pm ET)
  • Ft. Belvoir Families First Speakers Series for Special Operations Forces (September 29, 7 pm ET)
  • Washington State University virtual guest lecture (September 30, 1:30 pm PT)
  • University of Southern Mississippi, Business School, Hattiesburg, Mississippi (September 30)
  • Briefing to New Service Members, Warfield Air National Guard Base, Middle River, Maryland (October 2)
  • Wellness Week Exhibitor Table, Warfield Air National Guard Base, Middle River, Maryland (October 3)
  • Louisiana Tech University, Ruston, Louisiana (October 4)
  • Helping Educators Save and Invest Wisely, Presentation to NEA-NH (October 4, 4-6 pm ET)
  • Personal Finance for Students, Cheltenham High School, Wyncote, Pennsylvania (October 4, presentations to three classes)
  • Presentation to SEC’s Office of Security Services Staff, SEC Headquarters, Washington, DC (October 4, 2-3pm ET)

TUESDAY, OCTOBER 5TH

Term of the Day: Day Trading

Day trading is the rapid buying and selling of stocks in the same day with the hope of making a quick profit. It’s a short-term investment strategy that can be extremely time-consuming, expensive, and risky.

Outreach Events – Tuesday, 10/5

  • Saving and Investing for Students, University of Miami School of Business, Coral Gables, Florida (6-7 pm)
  • TSP/SEC Retirement Program, "What to Think About When Nearing Retirement or Considering Leaving the Government" (2-3:00 pm ET)
  • Presentation to Chevy Chase Library, Chevy Chase, Maryland (3-4pm ET)
  • Money and Markets: Trends and Risks for Retail Investors, Virtual Panel Discussion by SEC Atlanta Regional Office and University Georgia School of Law (5-6:15 ET)
  • A World Investor Week Event: How Seniors can Avoid and Prevent Financial Frauds: An Investor Protection Presentation by the U.S Securities and Exchange Commission and AARP, Telephone Town Hall (11 am ET
  • Briefing, Beale Air Force Base, Yuba County, California (Noon – 1 pm PT)
  • Personal Finance for Students, Cheltenham High School, Wyncote, Pennsylvania (presentations to three classes)
  • Maryland Air National Guard Financial Fair and Financial Readiness Briefing and Wellness Week Table, Warfield Air National Guard Base, Middle River, Maryland (9:30am-2:30pm ET)
  •  University of Miami Business School, Coral Gables, Florida

WEDNESDAY, OCTOBER 6TH

Term of the Day: ESG Investing

 “ESG” stands for environmental, social, and governance. ESG investing is a way of investing in companies based on their commitment to one or more ESG factors. It is often also called sustainable investing, socially responsible investing, and impact investing.

Outreach Events – Wednesday, 10/6

  • Investing for Older Americans/Protect Yourself from Investment Scams, Osher Lifelong Learning Institute, University of Miami, Coral Gables, Florida (Noon-1 pm)  
  • AARP Facebook Live Interview with Jeff Abramo and Guest Lori Schock, Director of the SEC’s Office of Investor Education and Advocacy, on Avoiding Investment Scams (2-2:30 pm ET on AARP Fraud Watch Network Facebook Page)
  • Presentation to Iona Senior Services, Washington D.C. (3-4 pm ET)
  • Presentation to Ocean City Library, Ocean City, NJ (7 pm ET)
  • Guest Lecture to University of Illinois, Ten Tips of Investing, Urbana-Champaign, Illinois (6:30-7:30pm CT)
  • Smart Investing and How to Protect Yourself from Fraud, Scott Air Force Base, St. Clair County, Illinois
  • University of Miami, Osher Learning Lifelong Learning Institute, Coral Gables, Florida
  • University of Miami School of Law, Black Law Student Association, Coral Gables Florida
  • Tips for Smart Investing and Fraud Prevention, Scott Air Force Base, St. Clair County, Illinois (1-2:30 pm CT)

THURSDAY, OCTOBER 7TH

Term of the Day: Fractional Shares

A fractional share is when you own less than one full share of a stock or other security. Fractional shares are a way to invest for investors who do not have enough money to purchase a full share of a particular stock.

Outreach Events – Thursday, 10/7

  • SEC Regulatory Overview focusing on accounting, Beta Alpha Psi Accounting Group at the University of Louisiana, Monroe, Louisiana (6-7 pm)
  • Personal Finance for Students, Burlington Township High School, Burlington, New Jersey (8:00 am and 10:30 am)
  • Invest in Yourself Briefing with SEC Commissioner Caroline Crenshaw for Service Members at Spangdahlem, Stuttgart, Lakenheath and Mildenhall European Military Bases, Germany and U.K. (8-9 am ET)
  • Financial Readiness Briefing for U.S. Coast Guard Headquarters, Washington, DC (9-11 am ET)
  • Presentation to DC Bar Panel with AARP, DC Department of Insurance, Securities and Banking, FINRA, and DC Attorney General (1-2pm ET)
  • University of the District of Columbia Guest Lecture to Personal Finance Class, Washington, DC (5:45-6:45pm)
  • Protect Yourself from Investment Scams, Bayswater Senior Center, Far Rockaway, NY (10 am ET)
  • The Mission of the SEC: Learn About the Work of the Commission and How It Operates, Hampton University, Hampton, Virginia (5 pm ET)
  • History of the SEC, Fordham Law Securities Arbitration Clinic, Fordham University, Bronx, New York
  • Florida State University School of Law, Black Law Student Association, Cuban American Bar Association, Hispanic Law Student Association, American Civil Liberties Union student chapter, OutLaw (student organization dedicated to serving the LGBTQ+ law student community), Tallahassee, Florida
  • University of Louisiana at Monroe, Monroe, Louisiana
  • University of Southern Mississippi, Hattiesburg, Mississippi

FRIDAY, OCTOBER 8TH

Term of the Day: Margin Account

A margin account is a type of brokerage account in which the broker-dealer lends the investor cash, using the account as collateral, to purchase securities. Margin increases investors’ purchasing power, but also exposes investors to the potential for larger losses.

Outreach Events – Friday, 10/8

  • Invest in Your Future: A Conversation on Financial Empowerment, Presentation to Southern University, Stillman College, Medgar Evers College, and North Carolina Central University (12:30-1:30 pm ET)
  • Basics of Saving and Investing in Your Future, Mainland Regional High School, Linwood, New Jersey (9:15 am ET)
  • Invest in Your Future: A Conversation on Financial Empowerment, Presentation to Southern University, Stillman College, Medgar Evers College, and North Carolina Central University (12:30-1:30 pm ET)

SATURDAY, OCTOBER 9TH

 

Term of the Day: SPAC

“SPAC” stands for special purpose acquisition company—what are also commonly referred to as blank check companies. SPACs have become a popular vehicle for various transactions, including transitioning a company from a private company to a publicly traded company.

Outreach Events – Saturday, 10/9

SUNDAY, OCTOBER 10TH

Term of the Day: Index Funds

An index fund is a type of mutual fund or ETF that seeks to track the returns of a market index. A market index measures the performance of a “basket” of securities (like stocks or bonds), which is meant to represent a sector of a stock market, or of an economy.

Index funds can be a low-cost, tax-efficient and diversified way to invest in securities.  

Outreach Events – Sunday, 10/10 (on or after)

  • Concord Township 2021 Senior Citizen Expo (in person), Brandywine Youth Club Gymnasium /Concord Township, Glen Mills, Pennsylvania (9:00 am – noon) (October 14, 2021)
  • What Does the SEC Do, and How Can It Help Me Invest Wisely and Avoid Fraud, Los Angeles Public Library, Los Angeles, California (October 12, 2021, 6-7:00 pm PDT)
  • Financial Readiness for Spouses Presentation at Ft. Belvoir, Ft. Belvoir, Virginia (October 13, 1-2pm ET)
  • Presentation to Miami Regional Office fall interns, Miami, Florida (October 13)
  • Webinar on Saving, Investing and Avoiding Scams for Veterans Affairs Employees in Washington DC and Nationwide (October 14, 2-3pm ET)
  • Presentation to Northwest Neighbors Village, Washington, DC (October 19, 11 am-noon ET)
  • Wright Patterson Air Force Base “Train the Trainer” Presentation for Airmen and Family Readiness Staff, Greene County, Ohio (October 19, 1-2:30pm ET)
  • University of Kentucky Extension Presentation on Saving and Investing, Lexington, Kentucky (October 19, 7:30-8:30 pm)
  • Montgomery College Early College Program Presentation to Student Business Association and Student Investment Club (October 21, 3-4:30 pm)
  • Joint Base Anacostia-Bolling Executive Transition Assistance Program Briefing, Washington, DC (October 25, 1-2:30 pm ET)
  • Careers with the SEC and the SEC’s Role in Regulating and Enforcing the Federal Securities Laws, Western Michigan University, Haworth College of Business, Sanford Center for Financial Planning and Wellness, Kalamazoo, Michigan (October 28, 2:30-4 pm CT
  • Saving and Investing for Students, High School Seniors from Chicago Military Academy, Phoenix Military Academy, North-Grand High School, and Richard T. Crane Medical Prep High School, Chicago, Illinois (October 28, 4:30-5:30 CT
  • Investing Beyond the TSP, Scott Air Force Base, St. Clair County, Illinois (October 29, 1-2:30 pm CT)