Required Minimum Distribution Calculator

Per IRS regulations, after reaching age 70½, you are generally required to start withdrawing money from a traditional 401(k) or IRA. Use this calculator to approximate your required minimum distribution based on your age and the value of your accounts.

Note:  If your spouse is more than ten years younger than you, please review IRS Publication 590-B to calculate your required minimum distribution.


How old will you be at the end of this year? If you turn 70 after June 30th of this year, no distribution is required for this year, or by April 1 of next year.

Next Steps

Savings Goal Calculator

Graph icon

Find out how much you need to save each month to reach a specific amount.

Compound Interest Calculator

Graph icon

See how your invested money can grow over time through the power of compound interest., or use the savings goal calculator to find out how much you need to save to reach a specific amount.