Required Minimum Distribution Calculator

SECURE Act Raises Age for RMDs from 70½ to 72: The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 raised the age when you must begin taking RMDs from a traditional 401(k) or IRA from 70½ to 72. If you turned 70½ years old on or after January 1, 2020, this law’s changes apply to you and you do not have to begin taking RMDs until April 1 of the year following the year that you turn age 72. If you turned 70½ years old in 2019, the law's changes do not apply to you.

Note:  If your spouse is more than ten years younger than you, please review IRS Publication 590-B to calculate your required minimum distribution.

THIS RMD CALCULATOR HAS NOT YET BEEN UPDATED TO REFLECT THESE CHANGES.

* DENOTES A REQUIRED FIELD

How old will you be at the end of this year? If you turn 70 after June 30th of this year, no distribution is required for this year, or by April 1 of next year.

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