Publications

As educators, saving and investing may feel like the least of your concerns. But knowing how to secure your financial well-being is one of the most important things you’ll ever need in life. Luckily you just need to know a few basics, form a plan, and be ready to stick to it. In this brochure, we cover the basics on managing debt and credit, saving and investing, and planning for retirement. This brochure also discusses how you can help protect yourself from fraud.

As a member of the military, saving and investing may feel like the least of your concerns. But knowing how to secure your financial well-being is one of the most important things you’ll ever need in life. Luckily you just need to know a few basics, form a plan, and be ready to stick to it. In this brochure, we cover the basics on managing debt and credit, saving and investing, and planning for retirement. Part of this brochure also discusses how you can help protect yourself from fraud.

Some financial professionals use designations that imply that they are experts at helping seniors with financial issues. Many seniors, however, don’t understand the sets of initials that may follow the names of these financial professionals or the meaning of the titles - such as “senior specialist” or “retirement advisor” - they use to market themselves. The education, experience, and other requirements for receiving and maintaining a “senior” designation vary greatly. In some cases, a financial professional may need to study and pass several rigorous exams - after working in a designated…

The SEC’s Office of Investor Education and Advocacy believes it is important to raise awareness regarding investment scams that target groups. In this guide, you will learn key strategies for protecting yourself and your community from the potentially devastating impact of affinity fraud.

While money doesn’t grow on trees, it can grow when you save and invest wisely. Knowing how to secure your financial well-being is one of the most important things you’ll ever need in life. You don’t have to be a genius to do it. You just need to know a few basics, form a plan, and be ready to stick to it. No matter how much or little money you have, the important thing is to educate yourself about your opportunities. In this brochure, we’ll cover the basics on saving and investing. At the SEC, we enforce the laws that determine how investments are offered and sold to you. These laws…

Seniors are often the target of fraud. However, with some basic understanding of how scam artists work, you can avoid fraud and protect your hard-earned money. Learning how to invest safely can mean a huge difference in your retirement years. Seniors are particularly vulnerable to tactics of scam artists who are “nice” or attempt to develop a false bond of friendship. Scam artists prey on seniors who are polite to others and have difficulty saying “no” or feel indebted to someone who has provided unsolicited investment advice. Additional Information…

Knowing how to secure your financial well-being is one of the most important things you’ll ever need in life. You don’t have to be a genius to do it. You just need to know a few basics, form a plan, and be ready to stick to it. No matter how much or little money you have, the important thing is to educate yourself about your opportunities. There is no guarantee that you’ll make money from investments you make. But if you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of…

Mutual funds and ETFs can offer the advantages of diversification and professional management.  But, as with other investment choices, investing in mutual funds and ETFs involves risk.  In addition, fees and taxes can diminish a fund's returns.  This brochure explains the basics of mutual fund and ETF investing - how mutual funds and ETFs work, what factors to consider before investing, and how to avoid common pitfalls.

"Ask Questions."  That’s the best advice we can give you about how to invest wisely. We see too many investors who might have avoided trouble and losses if they had asked basic questions from the start. We encourage you to thoroughly evaluate the background of any investment adviser or broker with whom you intend to do business - before you hand over your hard-earned cash. It doesn’t matter if you are a beginner or have been investing for many years, it’s never too early or too late to start asking questions. It’s almost impossible to ask a dumb question about how you are investing your…